D9D9 GCash — Limits, Fees & Settlement
GCash is a Philippine payment rail — regulation: Bangko Sentral ng Pilipinas as the body granting its Electronic Money Issuer licence.
| Fact | Value |
|---|---|
| Operator | Mynt's legal entity, G-Xchange, Inc., which Globe Fintech Innovations and Ayala Corporation own together as a joint venture |
| Regulator | Bangko Sentral ng Pilipinas as the body granting its Electronic Money Issuer licence |
| Wallet limit | The limit is PHP 100,000 for Fully Verified accounts, counted at any one time. Tiers climb from Basic at PHP 10,000 through GCash Jr at PHP 50,000, Fully Verified at PHP 100,000 and GCash Plus at PHP 500,000 to GCash Platinum at PHP 1,000,000 |
| Per-transaction cap | Not published |
| Settlement | immediate for transfers between wallets and over InstaPay, with PESONet landing the same banking day, speeds that belong to the underlying rail and not to GCash |
| Figures as of | 2026-09 |
Talk of Philippine casinos keeps circling back to GCash, and the numbers pinned to it tend to be the casino’s own claims, not GCash’s. Every figure on this page comes from what the provider itself has published.
GCash at a glance
| Field | Value |
|---|---|
| Operated by | Mynt’s legal entity, G-Xchange, Inc., which Globe Fintech Innovations and Ayala Corporation own together as a joint venture |
| Regulated by | Bangko Sentral ng Pilipinas |
| Wallet limit | The limit is PHP 100,000 for Fully Verified accounts, counted at any one time. Tiers climb from Basic at PHP 10,000 through GCash Jr at PHP 50,000, Fully Verified at PHP 100,000 and GCash Plus at PHP 500,000 to GCash Platinum at PHP 1,000,000 |
| Per-transaction cap | Not published |
| Settlement | immediate for transfers between wallets and over InstaPay, with PESONet landing the same banking day, speeds that belong to the underlying rail and not to GCash |
| Published fees | Free over-the-counter cash-in covers the first PHP 8,000 each month across every OTC channel combined; the excess pays 2 per cent, and the allowance resets on the first of the month. The bank sets the fee for linked-bank cash-in through InstaPay: PHP 15 at BPI and PHP 10 at UnionBank. Cash-in through PayPal costs 1 per cent under PHP 20,000 and a flat PHP 200 from that amount up, though GCash says it switches to a flat 1 per cent from 7 March 2026. Remittances and cash-ins that arrive through Payoneer cost nothing. Agents at Pera Outlet suggest a 1 per cent charge, which the outlet sets, with a minimum cash-in of PHP 100 |
Treat every figure here as a snapshot taken in 2026-09. Limits and fees move around at payment providers with no heads-up, so only the provider’s own page is up to date.
What GCash says about gambling transactions
GCash’s own terms and conditions include no blanket prohibition on gambling merchants, and the nearest general clause covers pyramid and Ponzi schemes only. Whatever limits exist come from the regulator. BSP Memorandum M-2025-029, dated 14 August 2025, directed all BSP-supervised institutions to take down in-app links and redirects to gambling and gaming sites within 48 hours, and GCash pulled the GLife Games top-up and withdrawal feature effective 16 August 2025.
Separately, GCash states it has zero tolerance for illegal gambling operators, and it reports roughly 3,200 merchants blocked for misusing its QR system to send users to illegal gambling and scam sites. Each of these measures curbs merchants tied to illegal gambling and in-app gaming top-ups. It neither says that GCash can be used to fund the cashier of a licensed casino nor says that it cannot.
Verification tiers
- Basic — Top up the wallet, pay for load, scan a QR code, or settle a bill. Wallet limit of PHP 10,000, with PHP 5,000 in and PHP 5,000 out monthly and no daily cap stated
- GCash Jr. — Meant for users between 7 and 17, with the Basic feature set. Wallet limit of PHP 50,000, PHP 10,000 in monthly, and PHP 10,000 out both daily and monthly
- Fully Verified — Brings in send money, bank transfer, online payments, the GCash card, Borrow, GSave, GInvest, GInsure and GLife. Wallet limit of PHP 100,000, PHP 100,000 in monthly, and PHP 100,000 out daily with no monthly cap
- GCash Plus — Reserved for accounts at Fully Verified level that have a bank or investment account connected. Wallet limit of PHP 500,000, PHP 500,000 in monthly, and PHP 100,000 out daily
- GCash Platinum — Eligible Globe Platinum subscribers only. A wallet ceiling of PHP 1,000,000, with PHP 1,000,000 allowed in per month, PHP 500,000 out per day and PHP 1,000,000 out per month
The published ceiling of The limit is PHP 100,000 for Fully Verified accounts, counted at any one time. Tiers climb from Basic at PHP 10,000 through GCash Jr at PHP 50,000, Fully Verified at PHP 100,000 and GCash Plus at PHP 500,000 to GCash Platinum at PHP 1,000,000 applies to the tier stated above, not to every account.
How fast money actually moves
GCash settles immediate for transfers between wallets and over InstaPay, with PESONet landing the same banking day, speeds that belong to the underlying rail and not to GCash. That is a statement about the payment rail and not about the casino: before a withdrawal ever lands in GCash the operator may park it for its own checks, and those checks are typically the source of the delay.
A per-transaction cap is not published. None is published for this rail.
Paying with GCash at D9D9
- Sign in at D9D9 and open the cashier.
- Choose GCash from whichever payment methods your account’s cashier shows.
- Make sure the name on your D9D9 account matches the name on your GCash account.
- Look over the minimum, the maximum and any fee on the cashier screen before you confirm the amount.
Your account’s live limits appear on the cashier screen, so look there before the first deposit with any new method.
FAQ
Does GCash charge fees?
Published fees: Free over-the-counter cash-in covers the first PHP 8,000 each month across every OTC channel combined; the excess pays 2 per cent, and the allowance resets on the first of the month. The bank sets the fee for linked-bank cash-in through InstaPay: PHP 15 at BPI and PHP 10 at UnionBank. Cash-in through PayPal costs 1 per cent under PHP 20,000 and a flat PHP 200 from that amount up, though GCash says it switches to a flat 1 per cent from 7 March 2026. Remittances and cash-ins that arrive through Payoneer cost nothing. Agents at Pera Outlet suggest a 1 per cent charge, which the outlet sets, with a minimum cash-in of PHP 100. Providers revise these without notice.
What is the GCash wallet limit?
The limit is PHP 100,000 for Fully Verified accounts, counted at any one time. Tiers climb from Basic at PHP 10,000 through GCash Jr at PHP 50,000, Fully Verified at PHP 100,000 and GCash Plus at PHP 500,000 to GCash Platinum at PHP 1,000,000, at the tier the provider states. Lower tiers carry lower ceilings.
Who regulates GCash?
GCash — regulation: Bangko Sentral ng Pilipinas as the body granting its Electronic Money Issuer licence. That covers the rail, not the casino.
How long does GCash take?
The rail settles immediate for transfers between wallets and over InstaPay, with PESONet landing the same banking day, speeds that belong to the underlying rail and not to GCash. A separate hold, usually the longer one, comes from the operator reviewing a withdrawal before it lets go of it.
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